Why Hosper Mortgage?
The ideal mortgage loan is more than just having the lowest interest rate. The real solution is more complex than typically what you see advertised, and we are here to guide you through the process so that first-time home buyers can truly benefit from the low interest mortgage rates on offer. At Hosper Mortgage, we have the experience to see how various mortgage loans work for our clients over the long-term. We can help develop a tailored plan that not only includes the best possible mortgage rate, but is structured to work for you over the course of your home ownership. We navigate transactions, find opportunities, and resolve challenges with greater efficiency and creativity than your average mortgage broker. We can direct you to find information, rates and tips according to your mortgage scenario, to help you in securing your mortgage, refinancing or loan.
Why Use a Mortgage Broker?
We Work for You
A mortgage broker works for you, not the bank. You get a tough negotiator in your corner that will be more accessible through the entire mortgage closing process and beyond. Hosper Mortgage ensures you are taken care of.
When comparing mortgage brokers vs. banks, the first thing most people will consider is interest rates. Mortgage brokers will often have the lowest pricing available for fixed-rate and variable-rate mortgages.
save you time & money!
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Best Products & Services
We offer a wide array of products, tools, and services built from years of experience in the Canadian mortgage industry. Speak with one of our representatives to find a tailored solution for your plans and lifestyle.
In addition to better rates, because mortgage-based financing is the broker's primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue.
Brokers are not limited in the product they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.